Carnow & Associates,
Ltd. has built a reputation of providing professional, creative
retirement plan design with a focus on developing the highest
level of tax advantaged savings coupled with the greatest flexibility
to tailor a program that will fit your individual company needs.
Located in the NorthShore area of Chicagoland, we have positioned
ourselves as one of the premier pension consulting and pension
actuarial firms in the region. Our primary niche/focus revolves
around designing tax advantaged solutions for the small to medium
Carnow & Associates, Ltd. prides itself on getting to know
each of our clients on a individual basis. Properly designing
a retirement plan is not “cookie-cutter” business.
Your needs and the needs of your company undoubtedly change over
time…and that could affect the needs, requirements and
goals of your retirement plan.
Shouldn’t you have someone on your side that will be able
to clearly identify these opportunities and/or pitfalls for you…before
Remove the uncertainty of your financial future. Let Carnow & Associates,
Ltd. help to keep you on target toward financial independence
Donald S. Carnow
Don is the founder and President of Carnow and Associates, Ltd. He is a practicing ERISA attorney with a practice National in scope. Don is a former IRS Estate Tax Attorney and has worked exclusively in the Pension and Estate Planning fields for the past thirty years. Mr. Carnow is a member of the Illinois Bar and is licensed to practice before the Illinois and Federal Courts including the U.S. Tax Court. His practice is dedicated exclusively to the pension, estate, and tax planning fields. He is a member of the American Bar Association, the Illinois Bar Association, the Chicago Bar Association and is an Affiliated Professional Member of the American Society of Pension Actuaries where he is a member of the Government Affair Committee. In addition to managing and directing the day-to-day operations of Carnow and Associates, Ltd., Mr. Carnow is an active member of the American Bar Association Taxation Section, Employee Benefit Committee and a frequent contributor to the proceedings of the Fiduciary Responsibility Subcommittee, the Independent Contractor Subcommittee, the Defined Benefit Subcommittee and the Qualified Distribution Subcommittee. Mr. Carnow received his bachelor of science degree in business administration, with a major in accounting, from Roosevelt University in 1963. Mr. Carnow received his Juris Doctor degree from the John Marshall Law School in 1967.
Mark H. Carnow
Mark is a Vice President of Carnow and Associates, Ltd. Mr. Carnow is a practicing attorney with experience in complex commercial, securities, and ERISA litigation matters. Mark focuses his practice on ERISA and tax matters related to qualified retirement plans. Mark's practice primarily relates to the design, implementation, administration, advising, and counseling of defined contribution plans, defined benefit plans, and other retirement plans. Mark is a member of the Illinois Bar and is licensed to practice before the Illinois and Federal Courts, is a member of the Illinois Bar Association, the American Bar Association Taxation Section, Employee Benefits Committee, and is an Associated Professional Member (APM) of the American Society of Pension Professionals & Actuaries. Mark received his Bachelor of Arts degree in Economics from Northwestern University in 1996, and his Juris Doctor degree from the University of Illinois College of Law in 2001 (cum laude). Mark is also currently pursuing a Master of Science degree in Applied Mathematics with a focus in Actuarial Science at DePaul University.
Ronald J. Thurber
Ron is a Vice President of Carnow and Associates, Ltd. He is an Enrolled Agent, admitted to practice and represent taxpayers before the Internal Revenue Service. (What is an Enrolled Agent? Click here for more information.) Since joining the firm in 2001, Mr. Thurber's practice has focused on the pension consulting side of the business; representing and consulting with clients and advisors on designing, implementing and administering all aspects of qualified retirement plans to maintain operational compliance. Mr. Thurber is an Associated Professional Member (APM) of the American Society of Pension Professionals & Actuaries (ASPPA) and an active member of The National Association of Enrolled Agents (NAEA). Ron received his Bachelor of Science degree in Architecture and Engineering Technology (magna cum laude) from Wentworth Institute of Technology in 1993.